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Welcome to "Ask the White House" -- an online interactive forum where you can submit questions to Administration officials and friends of the White House. Visit the "Ask the White House" archives to read other discussions with White House officials.
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February 21, 2007
Michael Leavitt
Good afternoon, this is Mike Leavitt. I am the Secretary of Health and Human Services. I'm pleased to be answering questions about the ways this Administration is working to provide all Americans with access to a basic health insurance policy at an affordable rate. In his State of the Union, President Bush outlined his vision and I traveled with him to Chattanooga, Tennessee earlier today to discuss his plan. Shehzad, from Saint Louis, Missouri
writes: Michael Leavitt In the State of the Union address, the President proposed that we eliminate taxes on the first fifteen thousand dollars earned by families who have insurance, and 7500 by individuals. To get that standard exclusion, you would have to have at least catastrophic insurance. The Presidents proposal would ensure that whether you buy health insurance through your workplace, or buy it on your own; you get the same tax break. It is indefensible that a person who buys insurance individually is treated differently than a person who buys it through an employer. The Presidents proposal would level the playing field.
We are a compassionate nation and for those in need government will provide health insurance and pay for most of it through Medicare, Medicaid and the State Childrens Health Insurance Program. For everyone else who needs insurance: state government, with help from the federal government, will organize the marketplace so every person has a choice of plans they can afford either though their employer or as an individual. Extra help will be provided for those who still cant afford a basic plan. More than a dozen states are exploring significant efforts to expand access to health insurance. ben, from pkwms writes: Michael Leavitt The Presidents plan is the best way to meet this nations aspiration of every American having access to a basic insurance policy at an affordable price. It accomplishes two objectives. One is affordable basic insurance available in every state. The second is for every person in America to have a pathway to affording it.
That is an goal that we all hold but there is real tangible movement toward that objective right now for the first time. There is real momentum to see it done. In addition to the Presidents plan, HHS is working with more than a dozen states on their own plans. Rob, from Nashville writes: Michael Leavitt The current tax system favors those with the most expensive, employer-provided plans.
Millions of others cant get insurance through work are faced with buying it on their own. I am talking about a waitress, construction worker, student or self-employed worker. As things stand today, not only do they pay higher rates, they do not get a tax break. Most of the time these are the people who need help the most. The Presidents plan will level the playing field and make the tax system work for everyone. boonwello, from phoenix, arizona writes: Michael Leavitt To reduce the costs of healthcare overall, we need to create a health care system where there is competition based on value the best quality at the lowest price. We dont have that right now. In fact, most of us dont know what our health care costs or if it is any good. But if we give consumers that information, they will be a force for driving quality up and costs down, just as they are in every other area.
The Medicare drug benefit is a clear demonstration. Instead of restricting choice to one government benefit, Congress allowed choices and competition. The market responded. The cost of the monthly premium dropped from an estimated $37 to $22 a month. Why the drop? Competition. Pamela, from Riverdale, GA
writes: Michael Leavitt HHS has been and continues to be a major contributor to the recovery of Louisianas health care system, having provided over $1 billion in federal resources. Based on the guiding principles developed by the Louisiana Health Care Redesign Collaborative, HHS has provided the state with three models which show affordable accessible insurance coverage is possible in Louisiana. Our plan would make a big difference in the lives of 319,000 Louisianans currently without health care insurance.
I remain committed to providing better health, at a lower cost for all the people of Louisiana. We have outlined three positive models for a healthier Louisiana but the decision on the next course of action must come from the state. Lee, from Noble, OK
writes: Michael Leavitt There are two distinctly different approaches: There will be proposals for the federal government to insure everyone and to run the health care system. The result is predictable: Less choice, long waits, lower satisfaction, higher taxes. The other approach will be led by states in partnership with the federal government and with private insurers. Again, the results are predictable: more choices, high satisfaction, lower costs, competition based on value.
In the State of the Union address, the president made clear that he believes the federal government should not run health care. He wants to partner with the states in developing plans that provide access to basic and affordable plans. Charles, from Fort Collins, CO
writes: Michael Leavitt There are other ways were working to create more value and better choices in the health care system. Right now, were crusading to transition into a health care system from a sector. Thats a system connected electronically, a system that has competition based on value. A system that is transparent, where people are able to get independent assessments of the quality of what theyre receiving. We want consumers to be able to compare price and make an assessment in the value. The large land of agreement is that we have to have information in the hands of consumers and a system that will reward better quality and lower costs I have been meeting with governors, leading companies and health care officials all over the country seeking their commitment to create a system of competition based on value. Such a system is built on four cornerstones: 1. Electronic health records; 2. Quality measures; 3. Comparable prices; and 4. Proper incentives. If youre interested in the way we think incentives would work in a system of value-based competition, look on our website at www.hhs.gov/transparency.
Finally, a great way to reduce costs is to stay healthy. We can all do a better job of taking care of ourselves. Im talking about diet, exercise, and our personal behaviors. More than 75 percent of all medical costs come from chronic disease. Most chronic diseases can be prevented or managed. Duke, from Corvallis, Oregon
writes: Michael Leavitt Further, the health initiative that the Presidents Affordable Choices initiative will help young adults and all Americans get better access to affordable coverage. It creates access to affordable basic insurance available in every state and a pathway to affording it.
Michael Leavitt |